People who are planning to purchase homes in Delaware may be pleased to learn that mortgage rates are at historically low levels. On July 30, the Federal Home Loan Mortgage Corporation, also known as Freddie Mac, released a report about mortgage rates called the...
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Year: 2015
Researchers say millions of mortgage holders could refinance
On Behalf of Tunnell & Raysor, P.A. | Jul 23, 2015 | Mortgages
Many people in Delaware paying more than they have to for their home mortgage, according to a report from Black Knight Financial Services. The report looked at data from May 2015 and found that 6.5 million mortgage borrowers could qualify for lower mortgage payments...
Deciding between a short sale or foreclosure for one’s home
On Behalf of Tunnell & Raysor, P.A. | Jul 8, 2015 | Real Estate Transactions
Delaware homeowners who are dealing with financial challenges may face the need to decide how to deal with a mortgage that is not manageable. Some financial institutions may consider working through situations to allow homeowners the opportunity to bring their loans...
Commercial real estate transactions opening for small investors
On Behalf of Tunnell & Raysor, P.A. | Jun 23, 2015 | Real Estate Transactions
A new dimension to the classic real estate transaction and funding will soon be available courtesy of SEC rule changes. Delaware residents who have traditionally found participation in commercial real estate investments out of their reach are being given the chance to...
Delaware seniors and reverse mortgages
On Behalf of Tunnell & Raysor, P.A. | Jun 11, 2015 | Mortgages
Reverse mortgages offer a number of potential benefits for homeowners. Some wealth managers claim that by allowing senior citizens to generate supplementary income, these loans may be able to supplant traditional investment alternatives, like home equity lines of...
Home mortgage rates falling
On Behalf of Tunnell & Raysor, P.A. | May 29, 2015 | Mortgages
People in Delaware who are in the market for a new home may be happy to learn that mortgage rates have been going down nationwide. After average long-term mortgage rates rose for three weeks in a row, they went down at the end of May. On May 21, Freddie Mac reported...
Avoiding last-minute mortgage problems in Delaware
On Behalf of Tunnell & Raysor, P.A. | May 13, 2015 | Mortgages
There are several things that can happen that may lead to problems with a mortgage at the last minute when a person is trying to purchase real estate. It is important that people who are interested in engaging in a real estate transaction understand the issues that...
Obtaining a more favorable mortgage
On Behalf of Tunnell & Raysor, P.A. | May 1, 2015 | Mortgages
Delaware residents might be interested in learning more about different strategies homeowners have successfully employed to obtain a more favorable deal on their mortgage. Acquiring a mortgage to purchase or refinance a home is typically the biggest financial decision...
The legal options for relief from zoning laws
On Behalf of Tunnell & Raysor, P.A. | Apr 16, 2015 | Land Use And Zoning
Delaware residents who are interested in land use issues may wish to know their options when it comes to fighting against zoning laws. These options usually involve either asking for an exception to the laws or fighting against the particular application of the laws...
Potential foreclosure defenses
On Behalf of Tunnell & Raysor, P.A. | Apr 2, 2015 | Real Estate Transactions
Delaware residents may be surprised to find out that some homeowners who have been foreclosed upon may be getting their homes for free. In recent years, the large number of foreclosures that must be approved by state judges has created a backlog in many court systems....
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